Benefits Explained

Benefits Explained

Navigating health insurance benefits can seem complex, but at Bastion Health, we've categorized them into clear, broad categories to help you understand exactly what you're getting. Here's a breakdown to guide you through the medical benefits under each category:

  • Accident and Emergency Care: In case of emergencies, we provide immediate care, including ambulance transfers and necessary emergency treatments.
  • Admissions and Accommodation: Hospital stays are made comfortable, with accommodation and meals provided, as well as special arrangements for parents with hospitalized infants.
  • Advanced & Complex Investigations: We cover sophisticated diagnostic tests like CT scans, MRI scans, and echocardiograms.
  • Annual Wellness Screening: Regular check-ups for principal members and spouses to maintain health and prevent diseases.
  • Cancer Care: From consultations to treatments like chemotherapy, we offer support for cancer care within the plan limits.
  • Chemistry: Essential blood tests are covered, like sugar levels and electrolytes, to keep a check on your internal health.
  • Chronic Disease Management / Pharmacy Benefit: Continuous support for chronic diseases, including medication delivery and health equipment like BP monitors.
  • Dental Care: From routine check-ups to more complex treatments, dental care is covered up to the plan limits.
  • Eye Care: Eye exams, treatments, and even surgeries are included, along with coverage for glasses every two years.
  • Fertility Services: We offer support for fertility investigations and treatments within the plan limits.
  • General Consultation (Outpatient Cases): This covers your visits to the doctor for general health issues or minor surgical concerns that don't require an overnight stay in the hospital.
  • HIV/AIDS Treatment: Treatment is provided at designated approved centres.
  • Immunizations (0-5 Years) & Adults (5 - 18): A full schedule of essential vaccines is provided for children and adults to prevent various diseases.
  • Intensive Care Unit: Our plans include a defined number of days in the intensive care unit, if needed.
  • Laboratory: A comprehensive list of laboratory tests is available, ranging from blood counts to X-rays, ensuring accurate diagnoses.
  • Lifestyle Management: Access to fitness and nutritional resources to promote a healthy lifestyle.
  • Mental Health: Outpatient consultations for mental health are available, with additional support for stress management.
  • Microbiology: Screening for common diseases like malaria, hepatitis, and HIV is included.
  • Mortuary Services for Family: In the event of a family tragedy, services are provided to support the family.
  • Neonate Care: Newborns receive special attention with care in our intensive units, including treatments for congenital anomalies.
  • Obstetrics and Gynaecology: Comprehensive care during pregnancy, childbirth, and postnatal care, along with family planning services, are included.
  • Physiotherapy Care: A number of physiotherapy sessions are available to help manage pain and improve mobility.
  • Renal Care: Dialysis sessions are covered according to the plan chosen.
  • Second Opinion Abroad: For those critical decisions, we offer services to seek medical opinions from abroad.
  • Specialist Consultation: Our network includes various specialists, ensuring you have access to high-quality care across multiple disciplines, from cardiologists to psychiatrists.
  • Surgeries: From minor to major surgeries, our plans cover a range of surgical procedures, including ENT surgeries.
  • Telemedicine and Health Coach: Connect with a doctor online anytime, anywhere, through our telemedicine app for quick consultations.

Our plans are designed to ensure you and your loved ones have comprehensive coverage for a range of healthcare needs, from the routine to the specialized. Visit our website or contact our Support team for more details on the specific benefits under each category and how they apply to your chosen plan.

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